Posts from September 12th, 2022
Fisher Nicholson Realty Blog
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September
12
12
Buying a House Step by Step
The internet is full of articles about the number of steps necessary to buy a home. They make it sound as if you can sit in front of your computer for an hour in the morning and go house shopping in the afternoon. This is likely the largest purchase you have made in your life, and if you haven't done your homework, can be a very stressful experience. Our real estate agents want you to enter the process with a clear vision of the path before you and the confidence to know that with their help, you can navigate it.
- Are you ready to buy a home?
Readiness includes good work history, steady income, a good credit score, a working budget, and savings. If you have no idea how to create a budget or calculate your credit score, you're in good company. More than half of Americans have no idea how much money they spent last month. They think of budgets like they do diets: One more set of rules to control you. But in truth, a budget is a roadmap to your ultimate goals, and there is no shame in asking for directions along the way. HUD offers several opportunities for first-time home buyers to get the information they need online and with a housing counselor. A counselor can help guide you in creating a budget and answer your questions.